Insurance (BCM040804)
- Time: 1.5 hours
- Full Marks: 30
- Instructions: Answer any three questions from the following.
- Questions:
1. What is insurance? State the importance of insurance. (10 marks)
2. Name and explain the principles of insurance. (10 marks)
3. What are the kinds of insurance? Explain. (10 marks)
4. State the differences between Life Insurance and General Insurance. (10 marks)
5. Discuss the importance of insurance service in an economy. (10 marks)
6. Name and explain the kinds of Life Insurance policy. (10 marks)
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Fundamentals of Financial Management (BCM040104)
- Time: 1 hour
- Full Marks: 30
- Instructions: Answer any three questions from the following.
- Questions:
1. Give the meaning of financial management. State the objectives and scope of financial management. (2+4+4=10 marks)
2. What is capital budgeting? Discuss why capital budgeting is important. (2+8=10 marks)
3. Explain the various methods of capital budgeting. (10 marks)
4. What is cost of capital? Show the various methods for determining individual cost of capital like cos of debt, cost of equity, etc. (2+8=10 marks)
5. What are the concepts of working capital? Name and explain the factors that have impact on working capital requirement of a company. (2+8=10 marks)
6. X Ltd is considering an investment proposal that costs ₹10,00,000, with an estimated life of 5 years. The cash inflows are:
- Year 1: ₹3,00,000
- Year 2: ₹4,00,000
- Year 3: ₹2,00,000
- Year 4: ₹1,00,000
- Year 5: ₹50,000
- Scrap value at the end: ₹20,000
Calculate the Net Present Value (NPV) of the investment proposal considering the cost of capital is 10%. Comment on whether the investment proposal should be accepted or not. (10 marks)
- Note: Present value of ₹1 at 10% discount rate: Year 1: 0.909, Year 2: 0.826, Year 3: 0.781, Year 4: 0.683, Year 5: 0.621.
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Alternative English (AEC) (Semester IV - Arts & Commerce)
- Time: 0.5 hours
- Marks: 10
- Questions:
1. Do as directed: (1×6=6 marks)
a) The dog chased the cat. (Change the voice)
b) The assignment will be completed by the students. (Change the voice)
c) He didn’t finish his homework. (Add a question tag)
d) You like coffee. (Add a question tag)
e) Each of the participants were required to submit a detailed report on the project. (Correct the sentence)
f) We stayed in Jim’s apartment during he was on holiday. (Correct the sentence)
2. Write a précis of the following passage: (4 marks)
- Passage Summary: Nigeria spends US$22 billion annually on food imports, including wheat, sugar, fish, and rice (US$1.65 billion, mostly from Thailand and India). It is projected to be the world’s second-largest rice importer after China in 2019. High rice demand is due to rapid urbanization, preference for rice as a cheap, nutritious, and easy-to-prepare staple compared to traditional grains like sorghum and millet. The government aims to halt rice imports to save money, but the agricultural sector lacks the capacity to meet demand due to natural, climatic, funding, training, and government support issues. Heavy investment in rice farmers is needed.
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English Communication (Semester IV)
- Time: 0.5 hours
- Marks: 10
- Questions:
1. Answer the following questions: (1×5=5 marks)
a) What is the first requirement of civility?
b) If one is uncivil, haughty, boorish in this society he/she will be called a/an ___.
c) ___ is not a legal offence.
d) What did the conductor do when the author had once left home without any money and boarded a bus?
e) What would happen if we were given the liberty to box people’s ears?
2. Choose one: (5 marks)
- Write a letter to the Dean, Institute of Mass Communication, University of Delhi, as a final-year student seeking information about course admission procedure, eligibility criteria, fee structure, hostel facilities, placement opportunities, etc.
OR
- What is a notice? Draft a notice for the Annual General Meeting for your organization, inventing necessary details.
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Financial Market Operations (BCM040504)
- Time: 1 hour
- Full Marks: 30
- Instructions: Answer any three questions from the following.
- Questions:
1. Define financial system. Also explain the components of financial system. (10 marks)
2. What do you mean by stock market? Explain the functions of stock market. (10 marks)
3. What is money market? Discuss the components of money market. (10 marks)
4. Explain the trading mechanism and settlement procedure of stock market transactions. (10 marks)
5. Who is a stock broker? What are the qualifications required for a stock broker in India? (10 marks)
6. What is a depository? Name the two depositories in India. Also explain the functions of a depository. (10 marks)
7. What are stock indices? Explain their usages. (10 marks)
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Cost and Management Accounting (BCM040904)
- Time: 1 hour
- Full Marks: 30
- Instructions: Answer any three questions from the following.
- Questions:
1. What is cost accounting? State the differences between cost accounting and financial accounting. (2+8=10 marks)
2. Discuss the objectives and functions of cost accounting. (5+5=10 marks)
3. What is material control? What are the techniques of material control? (2+8=10 marks)
4. Prepare the form of a Cost Sheet with necessary headings and elements with imaginary figures. (10 marks)
5. What is marginal costing? How marginal costing helps in managerial decision-making process? (2+8=10 marks)
6. Write short notes on any two from the following: (5+5=10 marks)
a) EOQ
b) ABC Analysis
c) VED Analysis
Final Words
Thank you for checking out our post on the R.G. Baruah College FYUGP B.Com 4th Semester All Major Sessional Examination Question Papers 2025. We hope these resources help you ace your exams! Stay tuned for more updates, and happy studying! Best Wishes!
