GU 6th Sem Microfinance Question Paper'2023 [Gauhati University BCom 6th Sem General Paper]

In this post you will get Guwahati University B.Com 6th semester  General (Non-Honours) Microfinance Question Paper 2023, Which help you in your exam preparation :)

Gauhati University BCom 6th Sem General 
Microfinance Question Paper (General) 2023
Paper : COM-GE -6026
4 (Sem - 6 / CBCS) GB 1 / 2 / G
(Micro Finance)

Full Marks: 80

Time:  Three Hours

Figures in the margin indicate full mark for the questions.

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1. Answer the following questions as directed : 1x10=10

(1) Which of the following is the correct statement with regard to micro finance?

(a) It raises the income level of the poor people..

(b) It improves the living standard of poor people.

(c) Both (a) and (b) 

(d) None of the above 

(ii) Which of the following is not a microfinance product :

(a) Micro credit 

(b) Micro savings 

(c) Micro enterprise

(d) Micro insurance

(i) "Grameen Bank model is the most accepted and prevalent micro Finance model in the world today." The statement is

(a) True

(b) False

(iv) Which of the following is not a non- financial service provided by micro finance institutions ?

(a) Health education

(b) Insurance service

(c) Vocational training

(d) Technical assistance 

(v) The concept of financial inclusion was first introduced in India in the year :

(a) 2004

(b) 2005 

(c) 2006 

(d) 2007

(vi) SHG-Bank linkage programme was started by NABARD in 

(a) 1990 

(b) 1991

(c) 1992

(d) 1993 

(vii) "Companies registration Under Section 3 of the Company's Act 2013  prohibited to distribute dividend to its members." The statement is :

(a) True

(b) False

(vii) Which of the following Acts does not govern the activities of microfinance  institutions?

(a) The Cooperative Societies Act, 1904

(b) The Banking Regulation Act, 1949 

(c) The Reserve Bank of India, 1934 

(d) The Depositories Act, 1996

(ix) The Reserve Bank of India was established in 

(a) 1934

(b) 1935

(c) 1949

(d) 1955 

(x) Write the full form of MFDC.

2. Answer the following questions in about 50 words each :    2x 5 = 10

(a) Write the meaning of micro finance.

(b) What is self-help group ? 

(c) Mention two risks faced by the micro finance institutions.

(d) Write two differences between micro finance and micro credit.

(e) What do you mean by non-financial services of micro finance institutions?

3. Answer any four of the following questions in about 150 words each: 5x4 =20

(a) State the benefits of micro finance.

(b) Write a brief note on Grameen Bank model of micro finance.

(c) State the main objectives of financial inclusion.

(d) Explain the problems faced by the micro finance institutions.

(e) State how operational efficiency and productivity of MFIs can be measured.

(f) Discuss the mechanisms used by the micro finance institutions in delivering micro credit.

4. Answer any four of the following questions in about 600 words each: 10×4=40

(a) Discuss the development of micro finance in India.

(b) "Micro finance is the effective tool of income generation and poverty alleviation." Discuss.

(c) Explain the structure of micro finance institution in India.

(d) Discuss the various sources of funds of micro finance institutions. 

(e) "NABARD has played an important role in promotion of micro finance in India." Discuss.

(f) How is effective risk management beneficial for micro finance institutions? Discuss.

(g) What is impact management ? Explain how impact management helps in measuring social performance. 2+8=10

(h) Why is regulation for micro finance and micro finance institutions necessary? Discuss the role of Reserve Bank of India in this regard. 3+7=10

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