📚 ASSEB Class 12 Financial Literacy Syllabus 2027
The latest Assam Board HS 1st Year Financial Literacy Syllabus 2027 covers Financial Planning, Investment Strategies, Tax Planning, Insurance, Risk Management and Financial Frauds. Check the complete syllabus, marks distribution and project work details below.
📊 Course Overview
| Particular | Details |
|---|---|
| Board | ASSEB |
| Class | HS 1st Year (Class 12) |
| Subject | Financial Literacy |
| Theory Marks | 80 |
| Project Work | 20 |
| Total Marks | 100 |
📑 Unit-wise Marks Distribution
| Unit | Topic | Marks |
|---|---|---|
| 1 | Personal Financial Goals & Planning | 16 |
| 2 | Investment Strategies & Portfolio Management | 16 |
| 3 | Tax Planning & Compliance | 16 |
| 4 | Insurance & Risk Management | 16 |
| 5 | Frauds & Scams in Financial Services | 16 |
| Project | Project Work + Viva | 20 |
💰 Unit 1: Personal Financial Goals and Financial Planning
- Personal Financial Goals
- Personal Financial Planning
- Education, Marriage, House & Car Planning
- Retirement Planning
📈 Unit 2: Investment Strategies and Portfolio Management
- Investment Strategies
- Portfolio Diversification
- Market Trends & Economic Indicators
- Ethical Investing Practices
- Groww, Zerodha, Upstox, Dhan & Other FinTech Platforms
🧾 Unit 3: Tax Planning and Compliance
- Direct Tax and Indirect Tax
- Tax Planning & Management
- Income Tax Basics
- TDS & Income Tax Return (ITR)
- GST and GST Council
- GST 2.0 Reform
🛡️ Unit 4: Insurance and Risk Management
- Insurance Concepts and Principles
- Types of Insurance
- Risk Management Strategies
- Financial Risk Protection
🚨 Unit 5: Frauds and Scams in Financial Services
- Financial Services
- Financial Frauds and Scams
- Investor Awareness
- RBI & SEBI Guidelines
- Financial Literacy Challenges
📂 Project Work (20 Marks)
- Project Preparation – 12 Marks
- Viva Voce – 8 Marks
Popular Project Topics
- Funding College Education
- Buying a House
- Retirement Planning
- GST Analysis
- Tax Planning
- Insurance Planning
- Financial Frauds in India
❓ Frequently Asked Questions (FAQs)
What are the total marks for Financial Literacy?
The subject carries 100 marks including 80 marks theory and 20 marks project work.
How many units are included in the syllabus?
The syllabus contains five theory units along with project work.
Is project work compulsory?
Yes. Project work is compulsory and carries 20 marks.
Which topics are most important?
Financial Planning, Investment Strategies, GST, Insurance, Risk Management and Financial Frauds are the major topics.
✅ Conclusion
The ASSEB Class 12 Financial Literacy Syllabus 2027 is designed to provide practical knowledge about money management, investments, taxation, insurance and financial security. Students should thoroughly prepare all five units along with project work for better examination performance.
