ASSEB Class 12 Finance Question Paper 2025 [AHSEC HS 2nd Year Finance Question Paper]

Are you preparing for the ASSEB Class 12 Finance examination 2025 under the Assam Higher Secondary Education Council (AHSEC)? Then you’re in the right place! Finance is one of the most important subjects for commerce students, and practicing previous year and model question papers can help you score higher marks in the HS 2nd Year board exams.

In this post, we have shared the ASSEB Class 12 Finance Question Paper 2025 to guide you with the latest exam pattern, marking scheme, and important topics. Going through these papers will not only boost your confidence but also give you a clear idea of the types of questions you can expect in the upcoming exam.

AHSEC/ASSEB Class 12 Finance Question Paper 2025 - HS 2nd Year Examination

2025

FINANCE

Full Marks: 80

Pass Marks: 24

Time: Three hours

The figures in the margin indicate full marks for the questions.

1. Answer any six from the following questions: 1x6=6

(a) _______is the apex monetary institution of India.

(b) State the meaning of e-banking.

(c) Name the oldest stock exchange of our country.

(d) Write the full form of OTCEI.

(e) _________market deals with the short-term lending and borrowing of funds.

(f) In India, who issues all notes other than one-rupee notes?

(g) NSE was set up in which year?

(h) What is the liquidity ratio?

2. Answer the following questions briefly: 2x4=8

(a) What is the bank rate?

(b) Give two objectives of GICI.

(c) What is the secondary capital market?

(d) State any two uses of an ATM.

3. Answer any four from the following: 3x4=12

(a) Write three objectives of NABARD.

(b) What is cash credit? Give two advantages of cash credit.

(c) Mention three distinguishing features of the capital market.

(d) Write three functions of the Stock Exchange.

(e) What are the different functions performed by RBI as a Banker of Government?

(f) Write three differences between scheduled bank and non-scheduled bank.

4. Answer the following: (any six) 5x6=30

(a) Discuss different methods of the note issue of the Central Bank.

(b) Discuss the functions of foreign exchange market.

(c) What are the methods of trading in the stock exchange?

(d) State the conditions under which a banker should refuse payment of a cheque.

(e) Mention the advantages of e-banking services.

(f) Explain the benefits of online stock trading.

(g) Narrate the methods of qualitative or selection credit control.

(h) Write the defects of the Indian money market.

5. Answer any three from the following questions: 8x3=24

(a) What is the Central Bank? Discuss the traditional functions of RBI.

(b) Discuss the role of NABARD in the development of the agricultural economy of India.

(c) What do you mean by stock broker? Write the functions of a stock broker.

(d) What do you mean by lease financing? Explain the different forms of lease financing.

(e) What is a non-banking financial institution? Explain the characteristics of non-banking financial institutions.

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ASSEB Class 12 Finance Question Paper 2025 (Unit-Wise)

Unit–1: Financial Institutions

Q.1 (1 mark)
(a) _______ is the apex monetary institution of India. (ASSEB: 2025)
(f) In India, who issues all notes other than one-rupee notes? (ASSEB: 2025)
(h) What is the liquidity ratio? (ASSEB: 2025)

Q.2 (2 marks)
(a) What is the bank rate? (ASSEB: 2025)

Q.3 (3 marks)
(a) Write three objectives of NABARD. (ASSEB: 2025)
(e) What are the different functions performed by RBI as a Banker of Government? (ASSEB: 2025)
(f) Write three differences between scheduled bank and non-scheduled bank. (ASSEB: 2025)

Q.4 (5 marks)
(a) Discuss different methods of the note issue of the Central Bank. (ASSEB: 2025)
(g) Narrate the methods of qualitative or selection credit control. (ASSEB: 2025)
(h) Write the defects of the Indian money market. (ASSEB: 2025)

Q.5 (8 marks)
(a) What is the Central Bank? Discuss the traditional functions of RBI. (ASSEB: 2025)
(b) Discuss the role of NABARD in the development of the agricultural economy of India. (ASSEB: 2025)

Unit–2: Money Market and Foreign Exchange Market

Q.1 (1 mark)
(e) _________ market deals with the short-term lending and borrowing of funds. (ASSEB: 2025)

Q.3 (3 marks)
(b) What is cash credit? Give two advantages of cash credit. (ASSEB: 2025)

Q.4 (5 marks)
(b) Discuss the functions of foreign exchange market. (ASSEB: 2025)
(h) Write the defects of the Indian money market. (ASSEB: 2025)

Unit–3: Capital Market

Q.1 (1 mark)
(c) Name the oldest stock exchange of our country. (ASSEB: 2025)
(d) Write the full form of OTCEI. (ASSEB: 2025)
(g) NSE was set up in which year? (ASSEB: 2025)

Q.2 (2 marks)
(c) What is the secondary capital market? (ASSEB: 2025)

Q.3 (3 marks)
(c) Mention three distinguishing features of the capital market. (ASSEB: 2025)
(d) Write three functions of the Stock Exchange. (ASSEB: 2025)

Q.4 (5 marks)
(c) What are the methods of trading in the stock exchange? (ASSEB: 2025)
(f) Explain the benefits of online stock trading. (ASSEB: 2025)

Q.5 (8 marks)
(c) What do you mean by stock broker? Write the functions of a stock broker. (ASSEB: 2025)

Unit–4: Financial Services

Q.1 (1 mark)
(b) State the meaning of e-banking. (ASSEB: 2025)

Q.2 (2 marks)
(d) State any two uses of an ATM. (ASSEB: 2025)

Q.4 (5 marks)
(d) State the conditions under which a banker should refuse payment of a cheque. (ASSEB: 2025)
(e) Mention the advantages of e-banking services. (ASSEB: 2025)

Q.5 (8 marks)
(d) What do you mean by lease financing? Explain the different forms of lease financing. (ASSEB: 2025)
(e) What is a non-banking financial institution? Explain the characteristics of non-banking financial institutions. (ASSEB: 2025)

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