Microfinance Question Paper 2025 [Gauhati University University FYUGP BCom 5th Sem]

If you are a B.Com 5th Semester student of Gauhati University, this post will help you a lot. Here we are sharing the Microfinance Question Paper 2025 for Finance Major under the NEP FYUGP.

This question paper is useful for students preparing for the upcoming Gauhati University BCom 5th Sem Microfinance exam.

Commerce (Finance)
BCM0500904 – Microfinance
Year: 2025
Time: 2.5 Hours
Full Marks: 60

1. Answer the following as directed. 1x8=8

1. Identify the correct statement with regard to microfinance.
   (i) Microfinance is the provision of financial services to low-income people
   (ii) Microfinance extends financial support for women empowerment
   (iii) Microcredit is provided without collateral
   (iv) All of the above

2. Which of the following is not a microfinance product?
   (i) Microcredit
   (ii) Microsavings
   (iii) Microenterprise
   (iv) Microinsurance

3. “Microfinance includes financial and non-financial services.”
   (State whether the statement is True or False)

4. “Insurance service is a non-financial service provided by microfinance institutions.”
   (State whether the statement is True or False)

5. The concept of financial inclusion was introduced in India in the year
   (i) 2004
   (ii) 2005
   (iii) 2006
   (iv) 2007

6. Who initiated the SHG–Bank Linkage Programme in India?
   (i) RBI
   (ii) NABARD
   (iii) Government of India
   (iv) SIDBI

7. In which year was the Reserve Bank of India established?
   (i) 1934
   (ii) 1935
   (iii) 1949
   (iv) 1955

8. Write the full form of PMJDY.

2. Answer any six of the following question: 2x6=12

1. State any two benefits of microfinance.

2. State two differences between microfinance and microcredit.

3. What is financial inclusion?

4. Write any two features of Self-Help Groups (SHGs).

5. Name two microfinance institutions operating in Assam.

6. Give two major sources of microfinance.

7. What is fund management?

8. Mention two risks associated with microfinance.

9. Write a note on non-financial services provided by microfinance institutions.

10. What is NBFC-MFI?

3. Answer any four of the following question. 5x4=20

1. State the features of microfinance.

2. Write a short note on the SHG–Bank Linkage Programme.

3. How does microfinance empower poor women socially, politically, and economically? Explain.

4. Explain the various problems faced by microfinance institutions.

5. Write a brief note on the Microfinance Institutions (Development and Regulation) Bill, 2012.

6. How does impact assessment help in measuring social performance? Discuss.

7. State the importance of financial inclusion in the economic improvement of the deprived sections of society.

8. Discuss the evolution of microfinance in India.

4. Answer any two of the following question. 10x2=20

1. “Microfinance is an effective tool for the socio-economic upliftment of poor people.” Discuss.

2. Give a detailed account of the various models of microfinance institutions.

3. Discuss elaborately the demand for and supply of microfinancial services.

4. Discuss the various laws governing microfinance activities in India.

5. Discuss the role played by the Reserve Bank of India in regulating and promoting the microfinance sector in India.

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Must Visit: GU BCom 5th Semester All Study Materials,Solved Papers

Why This Question Paper Is Useful

i) It helps you understand the exam pattern
ii) You can see the type of questions asked
iii) Helpful for revision before exams
iv) Very useful for Accounting Major students
v) Good for practice and confidence

How This Question Paper Helps in Exam Preparation

By reading this question paper, students can understand important topics and mark distribution. Practicing previous year question papers helps in writing better answers and managing time during the exam.

Frequently Asked Questions (FAQs)

Q1. Where I can get this Microfinance paper in pdf?
Ans: This question paper is for B.Com FYUGP 5th Semester students available in the treasure notes website.

Q2. Where I can get Solution of this Microfinance Question Paper 2025?
Ans: You can get free solution of this complete Microfinance Question Paper only on the treasure notes website. 

Q3. Is this question paper based on the FYUGP syllabus?
Ans: Yes, this question paper follows the FYUGP syllabus and exam pattern 2025 of Gauhati University.

Q4. Where can I get Complete Solution of BCom 5th Sem Major Subjects for free?
Ans: Please do visit our main page of Gauhati University FYUGP BCom 5th Sem link given below.

Q5. Can other B.Com students use this question paper?
Ans: Yes, other B.Com students can also refer to it, but it is mainly useful for Finance Major students.

Final Note

This Gauhati University B.Com FYUGP 5th Semester Finance Major Microfinance Question Paper 2025 pdf is a useful resource for exam preparation. Practice it properly to score better marks.

Best of luck for your exam 👍