Digital Banking Question Paper 2025 [Dibrugarh University BCom 4th Sem. NEP]

Dibrugarh University BCom 4th Semester Digital Banking Question Paper 2025 is provided here for students preparing for upcoming examinations. In this post we have provided the Dibrugarh University BCom 4th Semester Digital Banking Question Paper 2025 which is very helpful in exam preparation as it gives you clear idea about Dibrugarh University BCom 4th Semester NEP FYUGP Question Paper pattern and type of questions asked. By using it you can score good marks. You can also access this question paper solution click here.

DIGITAL BANKING

BCOM 4th Semester (NEP) June 2025

COMMERCE (Minor)

Paper: COM MINBNI4

Full Marks: 60 | Time: 2 Hours

1. Answer as directed (1×4=4)

(a) RBI introduced the Ombudsman Scheme for digital transactions in 2019. (True/False)

(b) ATM card uses 4-digit PIN. (Fill in the blank)

(c) Full form of GPRS.

(d) Write one advantage of branchless banking.

2. Write short notes on any four (4×4=16)

(a) Customer education for digital banking products

(b) Back-end operations

(c) Various value-added services

(d) Limitation of mobile banking

(e) Digital banking products for financial inclusion

(f) Future of branchless banking

3. (a) What is digital banking? How does it differ from traditional banking? Explain. (3+7=10)

Or

(b) Explain different types of cards used in card banking with examples. (10)

4. (a) Explain key product features of ATM. (10)

Or

(b) Discuss security and surveillance of ATM sites. (10)

5. (a) What do you mean by Internet banking? Discuss features of Internet banking. (3+7=10)

Or

(b) Discuss main key components of POS system. (10)

6. (a) Give overview of global payment system and domestic payment system. (5+5=10)

Or

(b) Write short notes on:

(i) Blockchain

(ii) Cryptocurrency (5+5=10)

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